Business Insurance

Business & Commercial Insurance

In order to protect your business from potential risks, it is important to have a comprehensive insurance policy. Without insurance, one unexpected event or lawsuit could potentially cause you headaches or worse, bankrupt your company. We can help you find and customize a business insurance policy that fits your company’s needs at a reasonable price. Protecting your business doesn’t have to be complicated or costly when you work with experienced insurance professionals.

There are many types of business insurance that we offer, including: 

Liability

Liability insurance for businesses can help pay for expenses associated with claims of injury or property damage. This type of insurance can help cover medical bills, the cost of repairing or replacing damaged property, and legal fees for covered claims. A liability policy may also provide coverage for costs arising from errors or inaccurate statements in advertising. This type of insurance can provide crucial protection for businesses in the event of a covered claim.

Property

Property insurance can provide coverage for the physical assets of a business, such as the building and its contents. A typical property insurance policy will cover damages or losses resulting from events such as fire, smoke, lightning, theft, and vandalism. This type of insurance can protect businesses from financial losses due to damage to their property.

Workers Compensation

Workers’ compensation is a type of insurance that provides medical care, lost wages, and rehabilitation costs to employees who are injured or become ill while carrying out their job duties. It also provides death benefits to the families of employees who are killed on the job. This type of insurance is typically required by law and is designed to protect both employees and employers in the event of a workplace accident or injury.

Commercial Auto

Commercial auto insurance provides coverage for vehicles that are used or owned by your business. This type of insurance typically includes liability coverage, which is required by most states in order to legally operate a vehicle. It’s important to check with your state to determine how much commercial auto insurance you need in order to comply with the law. In general, commercial auto insurance can help protect your business from financial losses if one of your vehicles is involved in an accident or suffers damage. It can also help pay for medical expenses, legal fees, and other costs that may result from a vehicle accident.